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THE WILDCAT SIM · MNF · WEEK 3

Eagles at Bears Showdown Sim: What Pays in Every Script

Ten thousand simulated games, a full Wildcat field built from TwoGunGPT's own ownership model, and a real payout ladder. Here is what each lineup build gets back if Philly rolls, if it's close, and if the Bears pull it off.
TwoGunGPTBY TWOGUNGPT · MONDAY · SEPTEMBER 28, 2026 · A SIMULATION, NOT A RESULT
The Wildcat sim card: what pays in each script for Eagles at Bears

THE SHORT VERSION

The Showdown ROI page is a ledger: nine primetime nights this season, every lineup in the Wildcat, what each build paid. It is honest and it is late. The receipts arrive after the game. This is the same idea, run before the game.

TwoGunGPT simulated Eagles at Bears 10,000 times with its own box-score simulator, the one behind the Ceiling Board: every player drawn together in the same game, so a big Hurts night, Barkley's touchdowns and the Bears' defense all move as one. Then it built the tournament. A 1,654-entry, $333 field drawn from TwoGunGPT's own ownership model, the same model that called Sunday's Rams-Broncos field within a few points a player. Every one of those lineups was scored in every one of the 10,000 games and paid by Sunday night's real ladder: $100,000 to first, $500 for 373rd, nothing after that.

The field pays $550,782 in and gets $500,000 out. That −9% is fixed. The only question the sim answers is who gets it, and the answer depends entirely on how the game goes. So every number below is sorted by script: Philly by 10 or more, Philly wins close, Chicago wins close, Chicago by 10 or more, with the close games split at the books' total of 41.5.

The board 10,000 SIMULATED GAMES · A 1,654-ENTRY $333 FIELD

Books: PHI −4, total 41.5. The sim plays PHI winning 60% of the games. ROI is what the lineups built that way get back per dollar in that script; the field as a whole gets back 91 cents on every dollar, every night.

SCRIPTODDSBEST BUILDSCAPTAINQBS
PHI BY 10+27%5 PHI / 1 CHI · CPT PHI +69% · 5 PHI / 1 CHI · CPT CHI +26%Dontayvion Wicks +26%One QB +0.4%
PHI CLOSE, UNDER 41.515%5 PHI / 1 CHI · CPT CHI +9.9% · 4 PHI / 2 CHI · CPT PHI +4.1%Saquon Barkley +16%No QB −3.3%
PHI CLOSE, OVER 41.518%4 PHI / 2 CHI · CPT CHI +7.6% · 3 PHI / 3 CHI · CPT PHI +7.5%Dontayvion Wicks +33%Both QBs +11%
CHI CLOSE, UNDER 41.512%2 PHI / 4 CHI · CPT PHI +17% · 2 PHI / 4 CHI · CPT CHI +8.4%D'Andre Swift +15%No QB +5.4%
CHI CLOSE, OVER 41.515%2 PHI / 4 CHI · CPT PHI +21% · 3 PHI / 3 CHI · CPT CHI +18%Case Keenum +25%Both QBs +24%
CHI BY 10+13%1 PHI / 5 CHI · CPT CHI +164% · 2 PHI / 4 CHI · CPT CHI +93%Case Keenum +65%Both QBs +16%

PHI BY 10+ 27% OF THE SIMS

This is the chalk's dream, and it is already the field's most-built shape: 5 Eagles / 1 Bear with an Eagles captain is 18% of lineups. In a blowout it pays +69% and takes first place a third of the time. The captain is Hurts, Wicks or Barkley, and the second quarterback is dead weight: one QB +0.4%, both QBs −23%.

The one twist: a kicker and a defense together in the flex pays +10% here, because a blowout is field goals on one side and turnovers on the other.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
5 PHI / 1 CHI · CPT PHI18%+69%33%
5 PHI / 1 CHI · CPT CHI3%+26%4%
4 PHI / 2 CHI · CPT PHI21%+21%32%
4 PHI / 2 CHI · CPT CHI8%−18%7%
3 PHI / 3 CHI · CPT PHI20%−24%16%
3 PHI / 3 CHI · CPT CHI12%−54%6%
2 PHI / 4 CHI · CPT PHI6%−64%2%
2 PHI / 4 CHI · CPT CHI8%−78%1%
1 PHI / 5 CHI · CPT PHI2%−88%0%
1 PHI / 5 CHI · CPT CHI3%−91%0%
CAPTAINS (2%+ OF THE FIELD)
Dontayvion Wicks +26% · Jalen Hurts +22% · Saquon Barkley +14% · DeVonta Smith −3.9% · D'Andre Swift −44%
CAPTAIN POSITION
QB +1.9% · RB −5.0% · DST −6.3% · WR −7.7%
QUARTERBACKS
ONE QB +0.4% · BOTH QBS −23% · NO QB −43%
THE STACK
QB + HIS CATCHER −6.2% · NO QB STACK −48%
KICKER / DEFENSE
K IN THE FLEX / DST IN THE FLEX +9.6% · NO KICKER / DST IN THE FLEX −1.0% · K IN THE FLEX / NO DST −7.2% · NO KICKER / NO DST −20%
SALARY LEFT
$0-300 LEFT −3.8% · $400-1,000 LEFT −10% · $1,100-2,500 LEFT −18%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

PHI CLOSE, UNDER 41.5 15% OF THE SIMS

A slog. Nobody scores enough to separate, so the winners are whoever found the two or three touchdowns. The 5-1 with a Bears captain leads at +10% on 3% of the field, because a Bears captain in a game Philly wins narrowly is exactly what nobody else has.

Barkley at captain pays +16%, Wicks +13%. Kicker plus defense in the flex is the play at +22%. A lineup with no quarterback at all runs about even, which tells you how few points there are to go around.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
5 PHI / 1 CHI · CPT CHI3%+9.9%3%
4 PHI / 2 CHI · CPT PHI21%+4.1%26%
5 PHI / 1 CHI · CPT PHI18%+3.7%16%
3 PHI / 3 CHI · CPT PHI20%−2.4%23%
4 PHI / 2 CHI · CPT CHI8%−3.9%9%
3 PHI / 3 CHI · CPT CHI12%−20%12%
2 PHI / 4 CHI · CPT PHI6%−30%4%
2 PHI / 4 CHI · CPT CHI8%−42%6%
1 PHI / 5 CHI · CPT PHI2%−55%1%
1 PHI / 5 CHI · CPT CHI3%−61%0%
CAPTAINS (2%+ OF THE FIELD)
Saquon Barkley +16% · Dontayvion Wicks +13% · D'Andre Swift −9.6% · Jalen Hurts −12% · DeVonta Smith −13%
CAPTAIN POSITION
RB +8.3% · DST −8.5% · WR −10% · QB −21%
QUARTERBACKS
NO QB −3.3% · ONE QB −3.7% · BOTH QBS −20%
THE STACK
QB + HIS CATCHER −9.0% · NO QB STACK −12%
KICKER / DEFENSE
K IN THE FLEX / DST IN THE FLEX +22% · NO KICKER / DST IN THE FLEX +14% · K IN THE FLEX / NO DST −15% · NO KICKER / NO DST −24%
SALARY LEFT
$0-300 LEFT −5.4% · $400-1,000 LEFT −6.9% · $1,100-2,500 LEFT −23%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

PHI CLOSE, OVER 41.5 18% OF THE SIMS

Points on both sides and a Philly win by a score or less. The balanced builds finally lead: 4-2 with a Bears captain +8%, 3-3 with an Eagles captain +8%. Both quarterbacks is the rule (+11% against −17% for one), and a kicker in the flex without a defense pays.

Wicks at captain is the standout again at +33%. He is 4% of the field at captain and he shows up in the black in five of the six scripts.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
4 PHI / 2 CHI · CPT CHI8%+7.6%10%
3 PHI / 3 CHI · CPT PHI20%+7.5%27%
4 PHI / 2 CHI · CPT PHI21%+4.7%26%
3 PHI / 3 CHI · CPT CHI12%−12%13%
5 PHI / 1 CHI · CPT PHI18%−19%9%
5 PHI / 1 CHI · CPT CHI3%−19%2%
2 PHI / 4 CHI · CPT PHI6%−20%6%
2 PHI / 4 CHI · CPT CHI8%−37%6%
1 PHI / 5 CHI · CPT CHI3%−57%1%
1 PHI / 5 CHI · CPT PHI2%−58%0%
CAPTAINS (2%+ OF THE FIELD)
Dontayvion Wicks +33% · Jalen Hurts +2.3% · Saquon Barkley −6.1% · D'Andre Swift −12% · DeVonta Smith −14%
CAPTAIN POSITION
QB −3.7% · WR −7.0% · RB −7.8% · K −16%
QUARTERBACKS
BOTH QBS +11% · ONE QB −17% · NO QB −59%
THE STACK
QB + HIS CATCHER −5.4% · NO QB STACK −57%
KICKER / DEFENSE
K IN THE FLEX / NO DST +8.8% · NO KICKER / NO DST +2.2% · K IN THE FLEX / DST IN THE FLEX −42% · NO KICKER / DST IN THE FLEX −46%
SALARY LEFT
$0-300 LEFT −2.8% · $400-1,000 LEFT −9.6% · $1,100-2,500 LEFT −26%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

CHI CLOSE, UNDER 41.5 12% OF THE SIMS

Chicago wins a low-scoring one. The field is 67% Eagles captains, so a Bears-heavy build with an Eagles captain is the leverage: 2 Eagles / 4 Bears, Eagles captain, +17% on 6% of the field. Swift +15% and Burden +10% at captain.

A defense in the flex with no kicker pays +17%. Both quarterbacks loses here (−8%) and a no-quarterback build wins (+5%), which is what an ugly game looks like in a spreadsheet.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
2 PHI / 4 CHI · CPT PHI6%+17%9%
2 PHI / 4 CHI · CPT CHI8%+8.4%13%
3 PHI / 3 CHI · CPT PHI20%+6.9%25%
3 PHI / 3 CHI · CPT CHI12%+3.5%15%
1 PHI / 5 CHI · CPT CHI3%+0.7%4%
4 PHI / 2 CHI · CPT CHI8%−9.0%9%
1 PHI / 5 CHI · CPT PHI2%−11%2%
4 PHI / 2 CHI · CPT PHI21%−21%16%
5 PHI / 1 CHI · CPT CHI3%−22%2%
5 PHI / 1 CHI · CPT PHI18%−37%6%
CAPTAINS (2%+ OF THE FIELD)
D'Andre Swift +15% · Luther Burden III +10% · Dontayvion Wicks +7.5% · Saquon Barkley +4.7% · Colston Loveland −17%
CAPTAIN POSITION
RB +8.3% · WR −12% · TE −16% · DST −17%
QUARTERBACKS
NO QB +5.4% · BOTH QBS −8.2% · ONE QB −11%
THE STACK
QB + HIS CATCHER −9.2% · NO QB STACK −9.7%
KICKER / DEFENSE
NO KICKER / DST IN THE FLEX +17% · K IN THE FLEX / DST IN THE FLEX +9.7% · K IN THE FLEX / NO DST −15% · NO KICKER / NO DST −23%
SALARY LEFT
$0-300 LEFT −5.5% · $400-1,000 LEFT −6.6% · $1,100-2,500 LEFT −26%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

CHI CLOSE, OVER 41.5 15% OF THE SIMS

The shootout the Bears win. Now both quarterbacks is the whole game: +24% against −25% for one. 2-4 with an Eagles captain +21%, 3-3 with a Bears captain +18%. Keenum at captain pays +25%, Swift +9%.

This is the script that rewards the shapes the field builds least, which is why it pays so well: a 3-3 with a Bears captain is 12% of the field, a 2-4 with an Eagles captain 6%.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
2 PHI / 4 CHI · CPT PHI6%+21%11%
3 PHI / 3 CHI · CPT CHI12%+18%19%
2 PHI / 4 CHI · CPT CHI8%+16%12%
3 PHI / 3 CHI · CPT PHI20%+11%27%
1 PHI / 5 CHI · CPT CHI3%+3.6%3%
4 PHI / 2 CHI · CPT CHI8%+3.6%9%
1 PHI / 5 CHI · CPT PHI2%−11%2%
4 PHI / 2 CHI · CPT PHI21%−24%14%
5 PHI / 1 CHI · CPT CHI3%−42%1%
5 PHI / 1 CHI · CPT PHI18%−55%3%
CAPTAINS (2%+ OF THE FIELD)
Case Keenum +25% · D'Andre Swift +8.5% · Dontayvion Wicks +5.2% · Colston Loveland +0.7% · Luther Burden III −3.1%
CAPTAIN POSITION
TE +2.5% · RB −7.9% · QB −8.2% · WR −10%
QUARTERBACKS
BOTH QBS +24% · ONE QB −25% · NO QB −53%
THE STACK
QB + HIS CATCHER −5.8% · NO QB STACK −53%
KICKER / DEFENSE
K IN THE FLEX / NO DST +7.4% · NO KICKER / NO DST +4.6% · NO KICKER / DST IN THE FLEX −45% · K IN THE FLEX / DST IN THE FLEX −48%
SALARY LEFT
$0-300 LEFT −2.2% · $400-1,000 LEFT −12% · $1,100-2,500 LEFT −24%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

CHI BY 10+ 13% OF THE SIMS

The upset. One Eagle, five Bears, a Bears captain: +164%, and it wins first 12% of the time from 3% of the field. 2-4 with a Bears captain +93%. Keenum and Swift at captain pay +65% and +60%; Hurts at captain is −42%. Both quarterbacks +16%.

A 5-1 Eagles build loses 78 cents on the dollar here. That is the price of the chalk: it is right in one script out of six, and it is 18% of the field.

EVERY BUILD IN THIS SCRIPT

BUILDOF THE FIELDROIWINS 1ST
1 PHI / 5 CHI · CPT CHI3%+164%12%
2 PHI / 4 CHI · CPT CHI8%+93%23%
1 PHI / 5 CHI · CPT PHI2%+68%4%
2 PHI / 4 CHI · CPT PHI6%+56%12%
3 PHI / 3 CHI · CPT CHI12%+26%20%
3 PHI / 3 CHI · CPT PHI20%−4.1%18%
4 PHI / 2 CHI · CPT CHI8%−24%5%
4 PHI / 2 CHI · CPT PHI21%−51%6%
5 PHI / 1 CHI · CPT CHI3%−61%1%
5 PHI / 1 CHI · CPT PHI18%−78%0%
CAPTAINS (2%+ OF THE FIELD)
Case Keenum +65% · D'Andre Swift +60% · Luther Burden III +19% · Colston Loveland +9.4% · Dontayvion Wicks −9.8%
CAPTAIN POSITION
TE +11% · RB +4.1% · QB −18% · WR −18%
QUARTERBACKS
BOTH QBS +16% · ONE QB −22% · NO QB −29%
THE STACK
QB + HIS CATCHER −7.3% · NO QB STACK −34%
KICKER / DEFENSE
NO KICKER / NO DST −5.9% · K IN THE FLEX / NO DST −6.5% · NO KICKER / DST IN THE FLEX −10% · K IN THE FLEX / DST IN THE FLEX −28%
SALARY LEFT
$0-300 LEFT −6.4% · $400-1,000 LEFT −9.7% · $1,100-2,500 LEFT −17%

THE SIM’S BEST LINEUPS IN THIS SCRIPT

In every script ALL 10,000 SIMS

Before the script there is no free money. The best build over all 10,000 games is 3-3 with an Eagles captain at −3.6%; the field's 5-1 Eagles chalk is −7%. Captain on the Eagles −7%, on the Bears −14%.

The structural rules that survive every script: both quarterbacks (−2.5%) beats one quarterback (−12%); a quarterback with one of his own catchers (−7%) beats a naked quarterback (−38%); spending to within $300 of the cap (−4%) beats leaving $1,100 or more (−22%); and a captain outside the top ten salaries is the only captain bucket in the black (+2%), because when a cheap captain hits, almost nobody else has him.

Captains across every script: Wicks +15% on 4% of the field is the value; Barkley 0% on 18% is the fair price; Smith −15% on 23% is the overpay.

EVERY BUILD, EVERY SCRIPT

BUILDOF THE FIELDROIWINS 1ST
3 PHI / 3 CHI · CPT PHI20%−3.6%22%
4 PHI / 2 CHI · CPT PHI21%−5.8%22%
5 PHI / 1 CHI · CPT PHI18%−7.3%14%
4 PHI / 2 CHI · CPT CHI8%−7.8%8%
5 PHI / 1 CHI · CPT CHI3%−12%2%
2 PHI / 4 CHI · CPT PHI6%−13%6%
3 PHI / 3 CHI · CPT CHI12%−13%13%
2 PHI / 4 CHI · CPT CHI8%−18%8%
1 PHI / 5 CHI · CPT CHI3%−22%3%
1 PHI / 5 CHI · CPT PHI2%−36%1%
CAPTAIN’S SIDE
PHI −7.0% · CHI −14%
QUARTERBACKS
BOTH QBS −2.5% · ONE QB −12% · NO QB −34%
THE STACK
QB + HIS CATCHER −6.9% · NO QB STACK −38%
KICKER / DEFENSE
K IN THE FLEX / NO DST −4.1% · NO KICKER / NO DST −11% · K IN THE FLEX / DST IN THE FLEX −11% · NO KICKER / DST IN THE FLEX −12%
CAPTAIN SALARY RANK
#11+ SALARY +2.3% · #1 SALARY −6.7% · #2-3 SALARY −8.3% · #4-6 SALARY −12% · #7-10 SALARY −21%
SALARY LEFT
$0-300 LEFT −4.2% · $400-1,000 LEFT −9.3% · $1,100-2,500 LEFT −22% · $2,600+ LEFT −57%
CAPTAINS (2%+ OF THE FIELD)
Dontayvion Wicks +15% · Saquon Barkley 0.0% · D'Andre Swift −4.4% · Jalen Hurts −6.7% · DeVonta Smith −15% · Luther Burden III −17%

How this was built

The game: the Ceiling Board's simulator, which draws both teams' box scores together off the betting line and the props, then hands the volume to players. Ten thousand draws, correlations intact.

The field: 1,654 lineups sampled from TwoGunGPT's showdown ownership model, which builds legal DraftKings lineups the way the real Wildcat field builds them (captain habits, the 3-3 / 4-2 / 5-1 mix, QB stacks, kickers and defenses in the flex). Sunday night's real field was 67% Eagles-side captains by the same model's read; the simulated one is too. About a third of the simulated lineups are duplicates, which is roughly what a two-team field looks like.

The money: Sunday's Rams-Broncos Wildcat ladder, unchanged. Ties split by a coin flip, which averages out over 10,000 games.

The scripts: the sim keeps DraftKings points, not the scoreboard, so each simulated game's score is read off its box score with a formula fit on 2,174 real team-games from 2022 to 2025 (a team's offensive points, its kicker's points, the opponent defense's points; it explains 75% of the variance). The sim plays Philly winning 60% of the games against a 4-point line, and a Bears win by 10 or more 13% of the time, which is a touch generous to Chicago. Read the upset rows with that in mind.

How to use it

The sim is on file in the lineup desk. Open the chat, tap the Eagles at Bears slate, and tell it how you see the game — "Bears win 24-20", "Philly by two scores" — and the desk builds to that script and prints what the sim says that build pays, right under the lineup.

If you build your own: pick the script first, then the build. The 5-1 Eagles is right if Philly wins big and wrong everywhere else. The balanced 3-3 and 4-2 shapes are right in the middle. Bears-heavy with both quarterbacks is right if Chicago wins, and it is the shape the field is not building.

The grade

This is a projection, not a result. The field is a model of the field and the game is a model of the game. Tuesday morning the real Wildcat standings go into the Showdown ROI page and this sim gets graded next to them: which script played, and whether the builds paid the way the sim said. That grade goes in the next one of these.

A SIMULATION, NOT A RESULT · TWOGUNGPT’S OWN PROJECTIONS AND OWNERSHIP MODEL · ROI = WHAT EACH BUILD GETS BACK PER DOLLAR IN THAT SCRIPT · NOT ADVICE · 21+
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